High-ticket coaching that doesn't lose students mid-program.
Jonathan Montoya teaches the Affiliate Stacking Ecosystem — high-ticket coaching plus a $97/mo Funnel Freedom Software subscription. Students enroll on multi-pay plans up to $10K. Revatto recovers the cards that fail before students hit their first commission.
Recovered annualized
The setup.
Jonathan Montoya runs a high-ticket affiliate marketing program (Freedom Accelerator, Freedom Breakthrough 3.0) alongside a recurring SaaS — Funnel Freedom — at $97/month. Students enroll on multi-pay plans that span the duration of their first launches, and Revatto runs the recovery on declines so the funnel stays open and the student stays in the ecosystem.
Industry
High-ticket affiliate marketing coaching + funnel SaaS
Billing platform
Stripe
Scale
Multi-product ladder · $1,497–$10K coaching + $97/mo Funnel Freedom Software
The recovery story.
Jonathan's students are mid-launch when a card fails — running their first TikTok funnels, recording their first affiliate offers, building their first email lists. A failed installment cuts off both the coaching access AND the Funnel Freedom SaaS at the same time. They go silent right before their first commission.
Revatto reaches out as Jonathan's team. Friendly email. SMS. A human specialist ready to swap cards or restructure plans. Students recognize the brand they trust — not a third-party debt-collection bot — checking in to make sure their progress doesn't stall.
$105K annualized stays inside the program. Students keep building toward their first $10K month.
The numbers.
Recovered annualized
Total recoveries
Avg recovery rate
Days of recovery work
Industry context
Standard automated dunning recovers 15–25% of failed payments. High-ticket coaching with concurrent SaaS subscriptions tends to see lower recovery rates because each decline is two services failing simultaneously, doubling the friction for the customer.
Jonathan Montoya Live recovers 41% of failed payments — roughly 2× the industry baseline on a high-ticket-plus-SaaS combo where defaults usually skew lower.
Source: Industry estimate per Recurly subscription benchmark reports + Stripe published billing data · reviewed 2026-05-07
In their words.
“We're almost at $10,000 in recoveries in just the past few months. So it's been an amazing company. I highly recommend.”
